@charset "utf-8";

/* Corinium Insurance Services — stylesheet
   Layout: fluid grids + clamp() type, with breakpoints at 900px and 640px. */

:root {
  --cream: #fbf9f6;
  --sand: #f6f2ec;
  --white: #fff;
  --teal: #0d4152;
  --teal-dark: #0b3644;
  --teal-light: #11475a;
  --ink: #23302f;
  --body: #3d4b4a;
  --muted: #5f6c6a;
  --accent: #9a5c2e;
  --peach: #e5b98d;
  --rule: #ece6dd;
  --rule-strong: #e4dcd1;
  --border: #8f8272;
  --gutter: clamp(16px, 4vw, 32px);
  --measure: 1180px;
}

*,
*::before,
*::after { box-sizing: border-box; }

html { -webkit-text-size-adjust: 100%; }

body {
  margin: 0;
  background: var(--cream);
  color: var(--ink);
  font: 400 18px/1.6 "Source Sans 3", "Segoe UI", Helvetica, Arial, sans-serif;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; height: auto; border-style: none; }

a { color: var(--teal); text-decoration: none; }
a:hover { color: var(--accent); }
a:focus-visible,
summary:focus-visible {
  outline: 3px solid var(--accent);
  outline-offset: 2px;
}

h1, h2, h3 { margin: 0; line-height: 1.12; color: var(--teal); font-weight: 300; letter-spacing: -0.01em; }
h1 { font-size: clamp(42px, 8vw, 68px); line-height: 1.02; }
h2 { font-size: clamp(30px, 5vw, 40px); }
h3 { font-size: clamp(21px, 3vw, 25px); font-weight: 600; letter-spacing: 0; }
p { margin: 0; text-wrap: pretty; }
strong, .strong { font-weight: 700; }

.container {
  max-width: var(--measure);
  margin-inline: auto;
  padding-inline: var(--gutter);
}

.skip-link {
  position: absolute;
  left: -9999px;
  top: 0;
  z-index: 100;
  padding: 12px 20px;
  border-radius: 0 0 12px 0;
  background: var(--teal);
  color: var(--cream);
  font-weight: 600;
}
.skip-link:focus { left: 0; color: var(--cream); }

/* ---------- header ---------- */

.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(251, 249, 246, 0.94);
  border-bottom: 1px solid #e8e1d7;
}

@supports (backdrop-filter: blur(10px)) {
  .site-header { backdrop-filter: blur(10px); }
}

.header-bar {
  position: relative;
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 14px 32px;
  padding-block: 14px;
}

.logo { display: flex; align-items: center; }
.logo img { display: block;  width: 83%; }

/* Menu without scripting: a checkbox toggles the panel, a label is the button.
   The checkbox stays in the accessibility tree (clipped, not display:none) so it
   remains keyboard-operable. */

.visually-hidden {
  position: absolute;
  width: 1px;
  height: 1px;
  margin: -1px;
  padding: 0;
  border: 0;
  overflow: hidden;
  clip-path: inset(50%);
  white-space: nowrap;
}

.nav-check {
  position: absolute;
  width: 1px;
  height: 1px;
  margin: -1px;
  padding: 0;
  border: 0;
  overflow: hidden;
  clip-path: inset(50%);
  white-space: nowrap;
}

.nav-toggle {
  display: flex;
  flex-direction: column;
  justify-content: center;
  gap: 5px;
  width: 48px;
  height: 48px;
  margin-left: auto;
  padding: 0 11px;
  border: 1px solid var(--border);
  border-radius: 12px;
  background: var(--cream);
  cursor: pointer;
}
.nav-toggle:hover { background: #f2ece3; }
.nav-toggle span:not(.visually-hidden) {
  display: block;
  height: 2px;
  border-radius: 2px;
  background: var(--teal);
}
.nav-check:focus-visible + .nav-toggle {
  outline: 3px solid var(--accent);
  outline-offset: 2px;
}

.nav { flex: 0 0 100%; }

.nav-list {
  display: none;
  margin: 0;
  padding: 6px 0 14px;
  list-style: none;
}
.nav-check:checked ~ .nav .nav-list { display: block; }

.nav-list a {
  display: flex;
  align-items: center;
  min-height: 48px;
  padding-inline: 4px;
  font-size: 18px;
  font-weight: 600;
  color: var(--ink);
}
.nav-list li + li a { border-top: 1px solid var(--rule); }
.nav-list a[aria-current="page"] { color: var(--teal); }

.nav-cta a { font-weight: 700; color: var(--teal); }

@media (min-width: 900px) {
  .nav-check,
  .nav-toggle { display: none; }
  .nav { flex: 0 1 auto; margin-left: auto; }
  .nav-list {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 12px clamp(16px, 2.4vw, 30px);
    padding: 0;
  }
  .nav-list a {
    min-height: 28px;
    padding: 4px 0;
    font-size: 16px;
    border-top: 0;
  }
  .nav-list li + li a { border-top: 0; }
  .nav-list a[aria-current="page"] {
    padding-bottom: 2px;
    border-bottom: 2px solid var(--accent);
  }
  .nav-cta a {
    min-height: 44px;
    padding: 11px 22px;
    border-radius: 999px;
    background: var(--teal);
    color: var(--cream);
  }
  .nav-cta a:hover { background: #0a3242; color: var(--cream); }
  .nav-cta a[aria-current="page"] {
    background: var(--peach);
    color: var(--teal);
    border-bottom: unset;
    padding-bottom: 10px;
  }
  .nav-cta a[aria-current="page"]:hover { background: #f0cba5; color: var(--teal); }
}

/* ---------- shared pieces ---------- */

.eyebrow {
  margin-bottom: 16px;
  font-size: 13px;
  font-weight: 600;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--accent);
}

.section-label {
  font-size: 15px;
  font-weight: 600;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--muted);
}

.lede {
  font-size: clamp(19px, 2.4vw, 23px);
  line-height: 1.5;
  font-weight: 300;
  color: var(--body);
}

.prose { font-size: 19px; line-height: 1.62; font-weight: 300; color: var(--body); }
.prose > * + * { margin-top: 18px; }

.legal { font-size: 16px; line-height: 1.55; color: var(--muted); }

.btn {
  display: inline-flex;
  align-items: center;
  min-height: 48px;
  padding: 14px 30px;
  border-radius: 999px;
  font-size: 17px;
  font-weight: 600;
}
.btn-primary { background: var(--teal); color: var(--cream); }
.btn-primary:hover { background: #0a3242; color: var(--cream); }
.btn-secondary { border: 1px solid var(--border); color: var(--teal); }
.btn-secondary:hover { border-color: var(--teal); color: var(--teal); }
.btn-peach { background: var(--peach); color: var(--teal); font-weight: 700; }
.btn-peach:hover { background: #f0cba5; color: var(--teal); }

.band { border-top: 1px solid var(--rule); background: var(--sand); }
.band-teal { background: var(--teal-dark); color: #eef4f3; }

.section { padding-block: clamp(48px, 7vw, 84px); }
.split {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(min(300px, 100%), 1fr));
  gap: clamp(32px, 5vw, 64px);
  align-items: start;
}
.split-wide { grid-template-columns: repeat(auto-fit, minmax(min(330px, 100%), 1fr)); }

/* ---------- hero ---------- */

.hero-band { background: var(--teal-dark); }
.hero-band .eyebrow { color: var(--peach); }
.hero-band h1 { color: var(--cream); }
.hero-band .lede { color: #cfe0e2; }
.hero-band .btn-primary {
  background: var(--peach);
  color: var(--teal-dark);
  font-weight: 700;
}
.hero-band .btn-primary:hover { background: #f0cba5; color: var(--teal-dark); }
.hero-band .btn-secondary { border-color: #7fa0ab; color: var(--cream); }
.hero-band .btn-secondary:hover { border-color: var(--cream); color: var(--cream); }
.hero-band a:focus-visible { outline-color: var(--peach); }

.hero { padding-block: clamp(48px, 7vw, 88px) clamp(40px, 5vw, 64px); }
.hero h1 { margin-bottom: 24px; }
.hero .lede { max-width: 30ch; margin-bottom: 34px; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 14px; }
.hero-media { display: grid; gap: 16px; align-content: center; }
.hero-media img {
  display: block;
  width: 100%;
  border-radius: 20px;
  background: #e8e1d7;
  object-fit: cover;
}
.hero-media img:first-child { aspect-ratio: 16 / 9; }

/* ---------- objectives ---------- */

.objectives {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(min(230px, 100%), 1fr));
  gap: 18px;
  margin: 30px 0 0;
  padding: 0;
  list-style: none;
}
.objectives li { display: flex; align-items: center; gap: 14px; }
.objectives img { width: 46px; height: 46px; object-fit: contain; }
.objectives h3 { font-size: 20px; }

/* ---------- product cards ---------- */

.cards {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(min(280px, 100%), 1fr));
  gap: 26px;
}

.card {
  display: flex;
  flex-direction: column;
  border-radius: 20px;
  overflow: hidden;
  background: var(--teal-light);
}
.card-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  height: 118px;
  background: rgba(255, 255, 255, 0.06);
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}
.card-body {
  display: flex;
  flex: 1;
  flex-direction: column;
  gap: 16px;
  padding: clamp(20px, 3vw, 26px) clamp(20px, 3vw, 26px) 28px;
}
.card-body h3 { color: var(--white); }
.card-body p { font-size: 17px; line-height: 1.6; font-weight: 300; color: #cfe0e2; }
.card-body .btn-peach { margin-top: auto; align-self: flex-start; font-size: 16px; }

.banner-note {
  margin-top: 26px;
  padding: 30px var(--gutter);
  border: 1px solid rgba(255, 255, 255, 0.18);
  border-radius: 20px;
  color: var(--peach);
  font-size: clamp(21px, 3vw, 25px);
  font-weight: 600;
}

/* ---------- reviews ---------- */

.reviews {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(min(280px, 100%), 1fr));
  gap: 24px;
  margin: 36px 0 0;
}
.review {
  display: flex;
  flex-direction: column;
  gap: 16px;
  margin: 0;
  padding: clamp(22px, 3vw, 30px);
  border: 1px solid var(--rule);
  border-radius: 20px;
  background: var(--white);
}
.review img { align-self: flex-start; height: 20px; width: auto; }
.review blockquote {
  margin: 0;
  font-size: 18px;
  line-height: 1.6;
  font-weight: 300;
  color: var(--body);
}
.review figcaption { margin-top: auto; font-size: 16px; font-weight: 700; color: var(--teal); }
.review-date { font-weight: 400; color: var(--muted); }

/* ---------- why choose ---------- */

.reasons {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(min(280px, 100%), 1fr));
  gap: 24px;
  margin: 36px 0 0;
  padding: 0;
  list-style: none;
}
.reasons li {
  display: flex;
  align-items: flex-start;
  gap: 18px;
  padding: clamp(22px, 3vw, 28px);
  border-radius: 20px;
  background: var(--sand);
}
.reasons img { flex: none; width: 42px; height: 42px; object-fit: contain; }
.reasons h3 { font-size: 20px; line-height: 1.45; color: var(--ink); }

/* ---------- services ---------- */

.services {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(min(320px, 100%), 1fr));
  gap: 0 clamp(32px, 5vw, 64px);
  padding-top: 26px;
}
.service {
  padding-block: 32px;
  border-top: 1px solid #ddd4c8;
}
.service h3 { margin-bottom: 14px; font-size: clamp(22px, 3vw, 26px); }
.service p { font-size: 17px; line-height: 1.62; font-weight: 300; color: var(--body); }
.service p + p { margin-top: 14px; }

/* ---------- contact / customers ---------- */

.page-head { padding-block: clamp(48px, 7vw, 72px) 0; }
.page-head h1 { font-size: clamp(38px, 7vw, 60px); }
.page-head .lede { max-width: 62ch; margin-top: 24px; }

.panels {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(min(320px, 100%), 1fr));
  gap: 24px;
  padding-block: 40px clamp(56px, 8vw, 88px);
  align-items: start;
}
.panel {
  display: grid;
  gap: 24px;
  padding: clamp(26px, 4vw, 38px) clamp(22px, 4vw, 40px);
  border-radius: 22px;
  background: var(--sand);
}
.panel-teal { background: var(--teal); color: #cfe0e2; gap: 20px; }
.panel-teal h2 { font-size: clamp(21px, 3vw, 26px); font-weight: 600; color: var(--white); }
.panel-teal p { font-size: 18px; line-height: 1.62; font-weight: 300; }
.panel-teal .btn-peach { justify-self: start; font-size: 16px; }

.detail + .detail { padding-top: 24px; border-top: 1px solid var(--rule-strong); }
.detail dt {
  margin-bottom: 8px;
  font-size: 13px;
  font-weight: 600;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--muted);
}
.detail dd { margin: 0; }
.detail-phone { font-size: clamp(22px, 4.5vw, 30px); font-weight: 600; white-space: nowrap; }
.detail-email { font-size: clamp(16px, 3.2vw, 20px); font-weight: 600; overflow-wrap: anywhere; }
.detail address {
  font-style: normal;
  font-size: 19px;
  line-height: 1.62;
  font-weight: 300;
  color: var(--body);
}

.checklist {
  margin: 0;
  padding-left: 22px;
  display: grid;
  gap: 12px;
  font-size: 18px;
  line-height: 1.62;
  font-weight: 300;
  color: var(--body);
}
.checklist a { font-weight: 600; overflow-wrap: anywhere; }

.callout {
  display: grid;
  gap: 8px;
  margin-top: 6px;
  padding: 26px 28px;
  border: 1px solid var(--rule-strong);
  border-radius: 18px;
  background: var(--white);
  font-size: 17px;
  line-height: 1.6;
  font-weight: 300;
  color: var(--body);
}
.callout h3 { font-size: 19px; color: var(--teal); }
.callout a { font-weight: 600; overflow-wrap: anywhere; }
.callout address { font-style: normal; }

.stack { display: grid; gap: 18px; }
.stack-lg { display: grid; gap: 34px; }
.subsection { display: grid; gap: 16px; padding-top: 30px; border-top: 1px solid var(--rule-strong); }
.subsection h2 { font-size: clamp(21px, 3vw, 26px); font-weight: 600; line-height: 1.32; }

/* ---------- footer ---------- */

.site-footer { background: var(--teal); color: #cfe0e2; }
.site-footer .container { display: grid; gap: 34px; padding-block: 60px 44px; }
.footer-cols {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(min(200px, 100%), max-content));
  gap: 34px clamp(48px, 10vw, 110px);
}
.footer-col-brand .brand-name {
  font-weight:700;
  font-size:1.25rem;
  color:#fff;
  margin-bottom: 16px;
  display:block;
}
.footer-col-brand .brand-name em{color:var(--peach);font-style:normal}
.footer-heading {
  margin-bottom: 16px;
  font-size: 14px;
  font-weight: 700;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--peach);
}
.footer-links {
  display: grid;
  gap: 2px;
  margin: 0;
  padding: 0;
  list-style: none;
  font-size: 16px;
  font-weight: 400;
}
.footer-links a {
  display: inline-flex;
  align-items: center;
  min-height: 32px;
  color: #cfe0e2;
}
.footer-links a:hover { color: var(--peach); }
.site-footer .legal {
  display: grid;
  gap: 8px;
  font-size: 15px;
  line-height: 1.6;
  font-weight: 300;
  color: #9fbcc2;
}

/* ---------- motion ---------- */

@media (prefers-reduced-motion: no-preference) {
  .rise { animation: rise 0.7s ease both; }
  @keyframes rise {
    from { opacity: 0; transform: translateY(12px); }
    to { opacity: 1; transform: none; }
  }
}

/* ---------- legal pages ---------- */

.legal-body {
  display: grid;
  gap: 0;
  margin-inline: auto;
  padding-block: 40px clamp(56px, 8vw, 88px);
}

.legal-intro {
  display: grid;
  gap: 18px;
  padding-bottom: 34px;
  font-size: 18px;
  line-height: 1.65;
  font-weight: 300;
  color: var(--body);
}
.legal-intro strong { font-weight: 600; color: var(--teal); }

.clause {
  display: grid;
  gap: 16px;
  padding-block: 34px;
  border-top: 1px solid var(--rule-strong);
}
.clause h2 {
  display: flex;
  align-items: baseline;
  gap: 14px;
  font-size: clamp(21px, 3vw, 26px);
  font-weight: 600;
  line-height: 1.3;
}
.clause h3 {
  margin-top: 8px;
  font-size: 19px;
  font-weight: 600;
  color: var(--teal);
}
.clause p {
  font-size: 18px;
  line-height: 1.65;
  font-weight: 300;
  color: var(--body);
}
.clause ul {
  display: grid;
  gap: 10px;
  margin: 0;
  padding-left: 22px;
  font-size: 18px;
  line-height: 1.65;
  font-weight: 300;
  color: var(--body);
}
.clause a { font-weight: 600; overflow-wrap: anywhere; }
.clause address {
  font-style: normal;
  font-size: 17px;
  line-height: 1.6;
  font-weight: 300;
  color: var(--body);
}

.clause-no {
  flex: none;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 34px;
  height: 34px;
  border-radius: 999px;
  background: var(--sand);
  font-size: 15px;
  font-weight: 700;
  color: var(--accent);
}

.table-wrap { overflow-x: auto; }

.clause table {
  width: 100%;
  border-collapse: collapse;
  font-size: 17px;
  line-height: 1.55;
  text-align: left;
}
.clause caption { text-align: left; }
.clause th,
.clause td {
  padding: 14px 18px;
  border-bottom: 1px solid var(--rule-strong);
  vertical-align: top;
}
.clause thead th {
  border-bottom: 2px solid var(--teal);
  font-size: 14px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--teal);
}
.clause tbody th {
  width: 34%;
  min-width: 190px;
  font-weight: 600;
  color: var(--teal);
}
.clause tbody td { font-weight: 300; color: var(--body); }
.clause tbody tr:nth-child(odd) { background: var(--sand); }

/* ---------- sitemap ---------- */

.sitemap-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(min(280px, 100%), 1fr));
  gap: clamp(32px, 5vw, 56px);
  padding-block: 40px clamp(56px, 8vw, 88px);
  align-items: start;
}
.sitemap-list {
  display: grid;
  gap: 0;
  margin: 0;
  padding: 0;
  list-style: none;
}
.sitemap-list li {
  display: grid;
  gap: 4px;
  padding-block: 16px;
  border-top: 1px solid var(--rule-strong);
}
.sitemap-list a {
  font-size: 19px;
  font-weight: 600;
  min-height: 28px;
}
.sitemap-list a[aria-current="page"] { color: var(--accent); }
.sitemap-list span {
  font-size: 16px;
  line-height: 1.5;
  font-weight: 300;
  color: var(--muted);
}

/* ---------- about page ---------- */

.about-hero { padding-block: clamp(48px, 7vw, 80px); }
.about-hero h1 { margin-bottom: 24px; }
.about-hero .lede { max-width: 44ch; }

.about-cta { max-width: 760px; margin-inline: auto; text-align: left; }