We offer four levels of lifetime (reinstatement) pet insurance. Each level includes the same core benefits - you simply choose the annual vet fee limit that suits your pet and your budget.
There is a policy excess of £125 applicable to each new condition your pet suffers with. This is the amount you must contribute towards the claim.
For third party liability (available for dogs only) the excess amount you must contribute is £250.
A Co-Payment is the amount you are required to pay towards the costs of the veterinary fees for every claim you make, in addition to the policy excess.
The Co-Payment and excess amounts are shown in your policy wording and on your certificate of insurance that we issued to you.
The applicable co-payment amounts are based on your pets age:
Examples of how a claim would be calculated with a Co-Payment and an Excess are shown below:
It is important to bring to your attention that the premium you pay may increase at each renewal. This increase could be significant if a claim is made.
Other factors that may increase or decrease your premium include:
This is an annually renewable policy. The insurer is not obliged to offer renewal.
Please download the latest Policy wordings for our Pet Insurance:
Making a claim is simple:
In the event you need to make a claim:
Pet insurance helps cover the cost of veterinary treatment if your dog or cat becomes ill or has an accident.
Cover begins on the date shown on your Certificate of Insurance.
Lifetime (reinstatement) cover at £1,500, £3,500, £5,000, or £7,500.
Restrictions and exclusions apply.
Follow the steps in the "How to Make a Claim" section above.
Certain breeds and crossbreeds are excluded, including those listed under the Dangerous Dogs Act. (A full list is available in the Policy Wording.)
You can take out a policy, but pre existing conditions are excluded.
Pets must be 8 weeks to 8 years old at the policy start date.
Cover for injury or damage caused by your pet if you are legally liable.
Factors include breed, size, age, location and the likelihood of future claims.
Yes. Premiums typically increase as pets age or after claims. Other factors such as tax changes and veterinary cost inflation may also affect your renewal price.
All exclusions are listed in the Policy Wording. Please read this carefully.
We're committed to providing excellent customer service that meets the diverse needs of all our customers. If you need additional support or have specific accessibility requirements, please contact us:
Every policy includes access to the Corinium Pet Helpline, provided by The Vet Connection.
This service offers:
All calls are handled by RCVS registered veterinary nurses with an average of over 10 years' experience. They can help you:
This service does not replace your own vet.