Income protection, minus the jargon

Your income. Protected.
Whatever happens next.

Rent. Mortgage. Car. Everything you've built. One missed salary payment and it all starts to wobble. Corinium Saver pays a monthly income straight to you — whether you're too ill to work or unexpectedly made redundant.

✓ Underwritten at Lloyd's ✓ FSCS protected ✓ Cancel free in 30 days

Quick estimate · takes 30 seconds

If you earn around

£32,000a year

£12,000£80,000+

Corinium Saver could pay you

£1,733/month

That's 65% of your salary, up to the £2,000 monthly cap — paid for up to 12 months.

Get my personalised quote

Illustration only. Your exact benefit and premium are confirmed when you quote.

Why it matters

Your bills don't stop.
Neither should your income.

Think about everything that leaves your account each month. None of it pauses because you're ill, injured or out of work — but a single missed payday can start to unravel it all.

Subject to the limits of cover, Corinium Saver replaces part of your monthly income and pays it straight to you — for as long as you need it, up to a year. Real money, when it counts.

A typical monthAt risk
  • Rent / mortgage£950
  • Car finance£320
  • Energy£160
  • Phone & broadband£80
  • Food & essentials£400
Corinium Saver covers up to£2,000/mo

Amounts shown are illustrative examples only.

Choose your cover

Three ways to protect yourself.

Three ways to cover yourself against the things that stop your income — health setbacks, job loss, or both.

Standard

Accident & Sickness (Disability) Cover

Your GP certifies you’re unfit for work — we start paying.

  • ✓Accident & Sickness cover
  • ✓Income Protection
  • ✓Reduced hours return (up to 3 months, max 75% hours)
  • ✓5-day initial exclusion period
  • ✓Clinic in a Pocket™
Also Available

Unemployment Only

Standalone unemployment protection. Ideal if health cover is arranged elsewhere.

  • ✓Compulsory redundancy cover (excluding misconduct)
  • ✓Income Protection
  • ✓150-day initial exclusion period
  • ✓Career advice & back-to-work support included
  • ✓Carer cover available
  • ✓Government training permitted during claim
  • ✓Clinic in a Pocket™
  • A quick heads-up:
  • Cover isn't available to self-employed people, sole traders, directors, or those with a 20%+ shareholding in their employer. Temporary and casual contracts are also excluded.
  • You cannot claim for any period of disability if you are getting your normal income from your employer for the same period.

£2,000

Monthly benefit

Maximum per month, or 65% of normal income — whichever is lower

12 months

Maximum per claim

Up to 12 monthly payments for any single qualifying claim

30 days

Cooling-off period

Cancel within 30 days of start date at no charge

18–64

Age range

Cover from age 18, running to your 65th birthday

Free with every policy

Clinic in a Pocket™

Four sought-after digital health services, included with your policy — so you get value every day, not just at claim time. A virtual GP, mental health support, physiotherapy and second opinions, all from your phone, 24/7.

Download the Square Health app from the App Store or Google Play and activate with your policy number. Works on iOS, Android, tablet and desktop.

Square Health
Clinic in a Pocket™
Virtual GP — 24/7
Mental Health Support
Physiotherapy
Second Medical Opinion

Virtual GP — 24/7

Round-the-clock doctor access. Private prescriptions, sick notes, referrals and wellness advice. No waiting rooms.

6 consultations a year — you, partner & children under 18

Mental Health Support

App triage, then face-to-face or digital psychotherapy — routed to the right professional for you.

6 sessions a year — policyholder

Physiotherapy

Video assessment by qualified physios, then a personalised programme sent straight to the app.

6 sessions a year — you and partner

Second Medical Opinion

UK specialists review complex cases and provide written recommendations. All conditions, including mental health.

2 consultations a year — policyholder

How it works

Three steps to peace of mind.

01

Choose your cover

Accident & Sickness Only (Disability), Unemployment Only, or Accident, Sickness & Unemployment. Select your excess period — 0, 30 or 60 days. A longer excess means a lower premium but a longer wait before payments may begin.

02

Get your policy

Cover goes live immediately. Clinic in a Pocket access activates with your policy number — download the Square Health app to begin.

03

Claim if you need to

Contact Trent-Services (Administration) Limited within 30 days of your first day off work, then complete and return the claim form. Payments begin on a valid claim once your excess period has passed.

Who it's for

Is Corinium Saver right for you?

You can apply if you're

  • ✓Aged 18–64
  • ✓A permanent UK resident (6+ months)
  • ✓Working 16+ hours a week, continuously for the past 6 months
  • ✓Currently fit for work (or only a mild illness)
  • ✓Not aware of any upcoming redundancy, job loss or sickness
  • ✓On a permanent or qualifying fixed-term contract

It's not for you if you're

  • ✕Self-employed, a sole trader, director or 20%+ shareholder
  • ✕On a temporary, casual or sub-12-month contract
  • ✕Currently off work sick or injured
  • ✕Already aware of upcoming redundancy, job loss or sickness
  • ✕Under 18, or aged 64 or over
  • ✕Already getting your normal salary while off sick

Good to know

Everything you need to know.

Up to £2,000 per month, or 65% of your normal gross income — whichever is lower. ‘Normal income’ is your average monthly gross earnings over the 12 months immediately before your claim.

Your income, covered.
Your life, uninterrupted.

Get a personalised quote in minutes. No obligation, no pressure.

Get a Quote
  • Clinic in a Pocket™ — four health services, included with every policy
  • FSCS protected — backed by the Financial Services Compensation Scheme
  • Cancel for free — within 30 days of your start date

Before applying, please read the Policy Wording, IPID and Terms of Business.